buying your teen a separate auto insurance policy. For most parents, this is option B for a simple reason: the cost of 2 separate policies is usually higher than the price of one plan for the whole family. An individual policy also means your teen may not be able to enjoy some of the perks (like discounts) or coverages you have on your policy.
Our auto insurance coverage offers many features and benefits designed to meet the needs of teen drivers and their families. All Liberty Mutual auto policies include 24-Roadside Assistance, 24-Hour Claims Assistance, New Car Replacement, and a Lifetime Repair Guarantee, so you can feel secure when your teen hits the road.
Cheapest insurance for teen drivers in Illinois. The average auto insurance rate for a 50-year-old married couple in Illinois is $1,008 per year, according to our analysis. For the same couple Author: Lacie Glover.
FAQs for teen car insurance How much is car insurance for teens? While teenagers usually drive fewer miles than adults, they are not as experienced and more likely to be in an accident. Plus, they have a greater tendency to speed, tailgate, and not wear a seatbelt. This all means higher rates.