About the Student Health Insurance Plan (SHIP) The University of Maryland SHIP insurance plan is a platinum level insurance plan. Beginning August 1st 2019, SHIP coverage will be provided by CareFirst Blue Preferred PPO through Academic Health Plans (AHP). SHIP covers most services at the Health Center. When utilizing the Health Center, SHIP patients do not have deductibles and no fee is.
Short term health insurance is medically underwritten and does not cover preexisting conditions. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act.
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